Fintech PM who
ships at scale.
I design and build lending products — D2C loan journeys, supply chain finance platforms, embedded finance APIs, and GenAI workflows — that have moved ₹2000Cr+ across PSU banks and NBFCs.
Featured Work & Concepts
Strategic product initiatives that transformed digital banking experiences and drove measurable business outcomes
PSB Xchange — Transaction API Suite
Multi-lender SCF Marketplace · BOB · CBI · Indian Bank · PSU Network
Built two deeply interconnected systems on a single platform: a multi-lender transaction API backbone unifying BOB, CBI and Indian Bank into one interface for sourcing partners — and a 200+ touchpoint email compliance engine ensuring every persona (Admin, Anchor, Corporate, SP, Lender) gets the right acknowledgement at every step of the LOS journey.
Multi-Lender Integration Layer
Invoice Fraud Prevention
SCF Fintech Partner Network
Veefin Solutions · PSB Xchange · B2B Embedded Finance
Built the entire fintech partner integration layer for PSB Xchange — connecting 11+ sourcing partners as corporate lead pipelines into PSU bank lending programs. Each partner plugs into PSB Xchange's API suite to originate, track and disburse supply chain finance for anchors like JSW Steel, Shree Cement, Bata, boAt and Zepto. From Postman collections to production go-live — owned the entire lifecycle.
Partner Ecosystem
Sourcing Partners (SPs)
Corporate Anchors
Partner Onboarding Lifecycle
Discovery
Integration
Validation
Go-Live
What I Owned
Embedded Personal Loan Platform
Piramal Finance · Tata AIG & HDFC Ergo as DSA Partners · <₹3L ticket
Built a 0→1 web-based personal loan journey entirely on Piramal's own platform — positioning Piramal as both the technology provider and loan orchestrator. Tata AIG and HDFC Ergo plugged in purely as DSA channels, sourcing customers into Piramal's lending stack without owning any of the journey. The result: a compliant, RBI DPDP-ready embedded finance engine disbursing ₹5Cr+ monthly.
Platform Architecture
Underwriting Pipeline
Seeding
Pull
Validation
tagging
Hunter
Statements
Offer
Liveness
Letter
What Made It Different
Instant Personal Loan Journey
Aditya Birla Finance Limited · ₹3L ticket · 35,000+ users
Built a fully digital, end-to-end D2C personal loan journey for India — where a borrower goes from intent to disbursement in minutes, not days. Eliminated paper-based bank statement uploads, replaced manual CIBIL checks with a real-time internal scoring engine, and layered anti-fraud signals seamlessly into the UX — without adding friction.
Loan Pipeline
Pull
Check
Aggregator
Offer
Checks
Pull
Offer
What Made It Different
Aadesh Pise
Product Manager · BFSI
EPGCGM — IIM Visakhapatnam Alumni
About Me
I'm a Fintech Product Manager with 5+ years building B2B & B2C lending platforms — owning digital loan journeys, transaction APIs, and AI-driven workflows across NBFCs and banks. My products have impacted ₹2000Cr+ business, served 35,000+ users, and powered real-time disbursement systems at scale.
From architecting the invoice & transaction API suite for PSB Xchange to shipping a GenAI chatbot that cut AI infrastructure costs by 98% — I combine deep financial domain knowledge with hands-on technical execution. EPGCGM alumnus, IIM Visakhapatnam.
Professional Timeline
Product Manager — Supply Chain Finance
July 2024 – PresentVeefin Solutions Limited
- Led 0→1 launch of Invoicing & Transaction API suite for PSB Xchange — projected ₹5000Cr+ quarterly volume
- Architected 5 core APIs (Program Limits, Dealer Limits, Initiate Transaction, Status, SOA)
- Onboarded 9+ fintech sourcing partners (Invoyz, Supermoney, Techpanion, Ayvsh) as lead generators
Product Owner / Manager
Jan 2024 – July 2024Aditya Birla Finance Limited
- Product Owner for Instant Personal Loan Digital Journey — 35,000+ leads
- Implemented cross-sell functionality (general insurance + personal loan) → ₹3Cr+ monthly business
- Revamped bank statement analysis with Account Aggregator — reduced funnel drop by 23%
Product Manager — AI & Embedded Finance
Nov 2021 – Jan 2024Piramal Finance Limited
- Built GenAI Sales Chatbot with Azure OpenAI — cut AI infrastructure cost from ₹10L to ₹20K/month (98% reduction)
- Launched 0→1 embedded finance personal loan journey for Tata AIG & HDFC Ergo — ₹5Cr+ monthly disbursements
- Contributed to ₹2000Cr+ Q4 business achievement through AI-driven performance insights
Data Engineer — Specialist
Dec 2020 – Oct 2021Michelin Pvt Limited
- Managed ETL pipeline for Customer 360 (Asia Pacific) using Qualtrics API → Azure Data Lake → PySpark
- Designed GDPR-compliant data pipeline; dealer incentive model improved service standards by 12%
EPGCGM — Executive Program
2024 – 2025IIM Visakhapatnam
B.E. — Vishwakarma Institute of Technology (2016–2020) · Statistics Cert. — Georgia Tech (2020–2021)
Core Expertise
Built from real projects — not textbooks.
Digital Lending & LOS
Owned full-stack loan origination journeys from mobile apply to disbursement — D2C and embedded — across NBFCs and banks.
Supply Chain Finance
Built the transactional backbone of PSB Xchange — multi-lender API suite connecting PSU banks, corporate anchors (JSW, Bata, Zepto) and 11+ fintech SPs.
Embedded Finance
Positioned Piramal as orchestrator + lender for Tata AIG & HDFC Ergo DSA programs. Built partner API handoff, RBI DPDP-compliant journeys, and cross-sell at disbursement.
GenAI & AI Products
0→1 GenAI sales chatbot at Piramal — Azure OpenAI, few-shot prompting, Cricket Runs gamification model. Cut AI infra cost 98% by replacing SageMaker with an in-house wrapper API.
Fraud Prevention & Risk
Designed layered fraud perimeters across real products — liveness detection, geo-tagging, Hunter dedup, PEP screening, ELMS checks, and invoice-level validation controls.
API Architecture & Integrations
Defined API schemas, onboarding playbooks, Postman collections and partner validation processes for 11+ fintech SPs across LOS and transaction suites on PSB Xchange.
Technical Stack & Tools
Modern tools and technologies I work with to build world-class financial products
Product Management
Development
Analytics
AI & BFSI
Real Impact. Real Scale.
Five years of shipping fintech products — here's what moved the needle.
Total Loan Volume Processed
Across SCF, Personal Loans, Embedded Finance — spanning PSU banks, NBFCs and insurance-led DSA channels
Let's build something
great together
Whether you need a strategy session on your BFSI product, or you're looking for a product manager who ships — I'm one click away.